Employee Loan Agreement

WHEREAS, Employee has requested a loan from Company for personal reasons;

NOW THEREFORE, in consideration of the mutual promises and covenants contained herein, Company and Employee agree as follows:

1.

On the date first written above, Company shall loan to Employee the sum of $10,000.00 at an annual interest rate of six percent (6%) and payable by withholding of $109.38) per bi-weekly pay period commencing on 01 March 2007 and continuing until 01 September 2010, with the balance if any due on such date.

PLEDGE

2.

As security for the repayment of such loan, in addition to any and all other rights and remedies Company may have hereunder or at law, Employee hereby pledges ALL owned shares of Company's common stock, par value $0.01 per share, held by Employee and in addition ALL vested shares subject to options granted to Employee under any applicable Stock Option Agreement entered into between Employee and Company.

SELLING OWNED STOCK/EXERCISING VESTED OPTIONS

3.

For the purpose of paying the loan hereunder in full, together with accrued interest, Employee agrees to sell any owned stock (if any) and/or exercise and sell any vested shares subject to options when the market price of Company's common stock reaches $10.00 or more per share. Employee shall thereafter apply the proceeds of the sale to satisfy the loan in full hereunder. Employee shall only be required to exercise and sell a quantity of vested shares subject to options necessary to satisfy the indebtedness hereunder. Employee shall be solely responsible for the payment of any and all federal and state taxes associated with the exercise and selling of any vested shares subject to options.

PROMISSORY NOTE

4.	For value received, Employee unconditionally promises to pay to Company, upon demand on 01 September 2010 or as soon as Employee is no longer an employee of Company, the principal sum of $10,000.00 with interest, less any and all payments then made, without set-off, deduction or counterclaim.

GOVERNING LAW

5.	This Agreement shall be construed and enforced in accordance with the laws of the State of Ohio.